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- Like Term Life Insurance, there are several variations of Permanent Life Insurance. Let's focus on the two most popular: Whole life insurance, and Universal life insurance. Select the aspect on which the policies generally differ. Cash value account (i.e. for funding future premiums) Management of the cash value account Death benefit (i.e. insurance payout) RenewabilityIn the event that a policy owner elects the paid-up insurance option A) The premiums stop and the policy continues for the full face amount until age 65 B) The insurance continues at a reduced amount and with a reduced premium C) The policy will automatically terminate The premiums cease and protection continues with a reduced amount D) of coverageDefine breakeven analysis
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