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- Indicate whether the statement is true or false, and justify your answer.The primary sources of funding for Medicaid are payroll taxes (paid by workers), and premiums, deductibles, and copayments (paid by patients).The United States could reform health care because of the high cost. Medical bankruptcies have affected up to two million people. Rising health care costs could threaten to consume the entire federal budget. It has made the cost of preventive care unaffordable to many. Low-income families may turn to the emergency room, which could raise costs even higher (American Association for the Advancement of Science. [AAAS], 2020) Assuming you have been appointed to the committee for reforming our healthcare system, consider the statements above come specific strategies and reforms points for discussion on the committee. Include a paragraph to show how your reform proposal is similar to or different from a named country with a much better healthcare outcome.Which of the following statements BEST describes the purpose of a Deability income policy? A It is used to pay for hospital, medical, and surgical expenses if a senous disability occurs. It is designed to supplement Medicare Part A benefits It is used to pay for an insured's normal living expenses if the insured becomes disabled It is designed to supplement Workers' Compensation benefits B D.
- Insurance companies may use all of the following sources to obtain underwriting information about an applicant O A. The Medical Information Bureau (MIB) O B. O C. O D. Inspection report companies Actuarial rating bureaus A Fair Credit report Recording Chat E Whiteboard 3Which of the following is the least important reason for requiring that insurance agents be licensed? A) To establish and maintain high professional and ethical standards B) To protect the public C) To give the government adequate control over the conduct of agents D) To provide additional income to the government through license feesYou are the director of health information services at a tertiary-care hospital. You and the director of emergency room services are jointly responsible for reporting instances of communicable disease, child abuse, and cancer to the appropriate state authority. You have just completed an audit of your institution’s reporting mechanism and discovered that the reporting requirements are not consistently met. The audit could not definitively establish whether the reporting never occurred or occurred but was not documented in the patient’s health record. Discuss what legal issues are present and what approaches you should take to resolve this problem.
- You are required to assess key functions including risk management and compliance for the Bank of America, and present a written report based on the Bank of America on the following in 2,000 words: Risk management framework – Conduct an analysis of the risk management process/ framework implemented at the institution (including risk assessment and risk control mechanisms). You are required to report on key risks that the institution is exposed to and explain aspects of the framework, emphasizing the effectiveness of the risk management strategies used. Anti-Money Laundering and Terrorist Financing Strategies – Discuss with examples, the institution’s approaches/ strategies to combat money laundering and terrorist financing issues. Statutory legislation and compliance - Explain the importance of financial institutions meeting regulatory requirements. Comment on specific legislation that the financial institution must be compliant with.Which of the following statements BEST describes the purpose of a teability Income policy? A It is used to pay for hospital, medical, and surgical expenses if a senous disability occurs It is designed to supplement Medicare Part A benefits It is used to pay for an insured's normal living expenses if the insured becomes disabled It is designed to supplement Workers' Compensation benefits B C OD.Indicate whether the statement is true or false, and justify your answer.The primary source of funding for the Medicare program is from premiums assessed on the elderly population, which is the primary population enrolled in the program.
- 107 Locking file cabinets, keeping passwords private and encrypting sensitive customer information are basic practices used to protect borrowers personal information and comply with the: A) Gramm-Leach-Bliley Act. B) Truth in Lending Act (TILA). C) Home Mortgage Disclosure Act (HMDA). D) Real Estate Settlement Procedures Act (RESPA),Indicate whether the statement is true or false, and justify your answer.Physicians in the US are licensed to practice medicine immediately after they complete medical school.In a self funded health plan for a commercial company, which entity bears the risk for the medical costs? A. Health Plan B. Federal Government C. Member D. The company purchasing the insurance