5 Credit reports always include which of the following information A) Borrower's former spouse's name B) Borrower's name and Social Security number C)The number of people in a borrower's household and their names D) Loan amounts and payment patterns up to a five-year history period
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- 5 Credit reports always include which of the following information A) Borrower's former spouse's name B) Borrower's name and Social Security number C)The number of people in a borrower's household and their names D)Loan amounts and payment patterns up to a five-year history periodCredit reports always include which of the following information A) Borrower's former spouse's name B) Borrower's name and Social Security number C) The number of people in a borrower's household and their names D)Loan amounts and payment patterns up to a five-year history periodWhich of the following considerations is prohibited when a mortgage loan ariginator is making a determination of a borrower's ability to repay a loan? A) Current debt obligations, including alimony and child support B) Funds to close C) Marital status D) FICO score
- According to the Real Estate Settlement Procedures Act (RESPA), which of the following information is required for a completed application for an extension of credit? A) A bank statement B) The purchase contract C) The borrower's date of birth D) The mortgage loan amount soughtWhat is the main reason lenders pay borrowers' property taxes through a pre-paid escrow account? It prevents a tax lien from being applied to the home. The tax lien would be senior to the mortgage lien. It prevents the borrower from refinancing with another lender because they would lose all of their escrow funds. It allows the lender to earn interest on the pre- paid tax money as itsits in the account. It allows the lender to take advantage of corporate tax deductions.record the following transactions in the tho column cash book of Nnamdi super stores for the month of april,2023 # april 1 started business with cash in hand 5000 cash at bank 15000 april 3 sold good for cash 2500 april 5 bought goods by cheque 1500 april 8 bought office furniture by cash 3000 april 9 withdrew cash from bank 1000 april 12 paid eletricity bill by cash 3000 april 14 sold good for cheque 2000 april 28 paid rent by cheque 500
- 28-Which of the following deals with the management of money? Banking Finance Trading Accounting105 Which of the following real estate mortgage transactions is subject to the TILA-RESPA Integrated Disclosure rule (TRID)? A) Reverse mortgage B) Home equity line of credit (HELOC) C) A single-family residence loan secured by real property D) Mortgage secured by a mobile home not attached to land90 Which of the following types of income are considered as qualifying when applying for a mortgage loan? A) Reimbursed expenses B) Net rental income C) Family gifts D) Federal tax refund
- Data Analysis Technique A study on the impact of e-banking on bank performance: case of bank DhofarB Why do lenders need liquidity? to qualify for FHA insurance so they can put their money in long- term assets so they have the funds to originate more loans so loans can be packaged together to create MBSS 19:31 ✓In a subprime loan, interest rates are: equal to prime loan rates unrelated to a borrower's credit score higher than prime loan rates lower than prime loan rates